FDCPA – Clear Creek Legal LLC
Consumers are protected against debt collector harassment, abuse, and fraud by the Fair Debt Collection Practices Act (FDCPA). These tactics can be extremely unpleasant and overwhelming when people are already struggling financially. Knowing your rights under the Fair Debt Collection Practices Act is crucial if you deal with excessive debt.
We have a team of experienced attorneys at Clear Creek Legal LLC ready to assist you in navigating the FDCPA and obtaining the necessary debt relief. We will look at your specific case, weigh your available choices, and help you avoid being victimized by unethical collectors.
Just call us. We can answer all your questions
Clear Creek Legal’s team will assist you in protecting your legal rights and resolving your financial difficulties. Regardless of the debt collector’s behavior against you, be it harassment, abuse, or fraud, we are here to help.
What the FDCPA Prohibits
By its terms, the FDCPA makes it illegal for debt collectors to engage in harassing, threatening, or otherwise unlawful conduct in the course of making debt collection efforts. This includes not just asking for more money than is owed but also making threats of violence or using profanity. Collectors can not call you at odd hours (like the wee hours of the morning or the middle of the night) or in an inconvenient location.
The FDCPA bans debt collectors from doing anything that is harassing, oppressive, or abusive to you or any third party in addition to the specific actions listed above. Examples of abusive debt-collection tactics include:
- Calling you repeatedly to annoy or harass
- Revealing your debt to others
- Making up or exaggerating information to collect a debt
The psychological and emotional toll these scams may have on their victims is substantial enough to make them unlawful.
You can sue a debt collector for breaking the FDCPA if you think they have been illegally harassing you. The attorneys at Clear Creek Legal LLC are well-versed in FDCPA law and can assist you in asserting your legal rights.
How Clear Creek Legal LLC Can Help
Do not be afraid to contact Clear Creek Legal LLC if you have been the victim of debt collector harassment or abuse. Get help understanding your rights under the FDCPA from our team of seasoned attorneys.
When you engage us, we will first look through your finances and weigh your possibilities. Then, we will formulate a unique strategy to defend your legal rights and end the abuse or intimidation you are experiencing. Doing so could require a conversation with the debt collectors, a lawsuit, or other legal action.
Our first concern at Clear Creek Legal LLC is assisting you in obtaining the necessary debt relief while guarding your rights throughout the process. We offer a free introductory consultation, so do not wait to start defending yourself from harassing debt collectors. We feel your pain and are here to assist you in resolving your debt collection issues.